Chapter 613 Gwen's POV "Of course," | answered easily. He led me into the small office, that cozy space that always smelled like old wood and aged books. He closed the door behind us. "Is everything okay?" | asked, leaning back against the desk. "Did something happen?" Nick picked up a white envelope from the cluttered surface. The bank's logo was stamped in the corner. My stomach dropped. "This came on Monday," he explained, handing it to me. "I've read it a few times, but honestly, | can't fully understand all the implications." | took the envelope, pulling the letter out carefully.

| unfolded it and read the first lines, even though | already knew exactly what they would say. Formal notice of credit assignment to KWJ Holdings LLC My company. My money. Staring back at me from official ---- letterhead "I thought maybe you," Nick continued, running a hand through his hair, "since you understand more about how companies and banks work, could explain what this means in practical terms. Is it really bad? Catastrophic?" | forced myself to breathe evenly. To keep my expression neutral. Professional. | lifted my eyes from the paper. Looked straight at him.

At those honest green eyes filled with real concern and absolute trust in me. At the man I loved. And the man | was deliberately lying to every single day. Christian and | had agreed we would analyze each case in the debt package individually. One by one. Meticulously. We would do everything properly, legally, documented, with no loopholes that could come back to hurt us. And that obviously included Nick's case. Even though | knew with absolute certainty we would never enforce his debt. Even though | had no intention of collecting a single cent from him.

my own terms. "You don't need to worry," said at last, folding the letter and handing it back to him. "This could actually end up being positive for you." Nick frowned deeply, confusion written all over his face. "Positive?" he repeated

legally required to give you reasonable notice. Offer negotiation. Follow specific procedural steps. That buys us valuable time." | paused, letting

nodded, clearly wanting to believe it, but there was still tension lingering in his shoulders, in the way he held the envelope. "Have you

face. "Do you think | should try to contact them?" he asked, already running through options, "Call before they come to me? Try to propose some kind of agreement ahead of time?" | stepped closer and rested my hand gently on his shoulder, feeling the tightness

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